December is the busiest season of the year for families who send money to Mexico for the holidays. Gifts, travel, posadas and year-end bills all arrive at the same time. As a result, transfer locations get crowded and banks in Mexico close on some key dates. In this guide, we share simple tips to help your money arrive on time.
Why Holiday Transfers Can Take Longer
Several things can slow down transfers in December. First, many people send money in the same few weeks. Second, Mexican banks close on official bank holidays. Third, pickup locations may change their hours around Christmas and New Year’s.
For 2026, keep these dates in mind:
- December 12: bank holiday in Mexico. This year, it falls on a Saturday.
- December 25: Christmas Day. Banks in Mexico are closed.
- January 1: New Year’s Day. Banks in Mexico are closed.
Bank deposits sent close to these dates may take longer to arrive. Cash pickup can still work, but locations may have shorter hours.
Tips to Send Money to Mexico for the Holidays
Send Early
The best tip to send money to Mexico for the holidays is simple: send early. Try to send your holiday transfer in the first two weeks of December. That way, your family has the money before the busiest days.
Check Your Receiver’s Details
During busy weeks, small mistakes cause big delays. So make sure the receiver’s name matches their ID exactly. If you send to a bank account, check the 18-digit CLABE twice.
Choose the Right Delivery Method
If your family needs the money right away, cash pickup is often the fastest option. However, if they prefer to keep the money safe in an account, a bank deposit may be better. Learn more in our guide on cash pickup vs bank deposit.
Bring Everything You Need
Before you visit, gather your documents. Bring a valid photo ID, your receiver’s full name and city, and their bank details if you are sending a deposit. In addition, remember that a 1% federal tax applies to transfers paid with cash, money orders or cashier’s checks.
Keep Your Receipt
Your receipt shows the tracking number, the amount your family will receive and the date the money will be available. Keep it until your receiver confirms they got the money.
Watch Out for Holiday Scams
Scammers are also busy in December. For example, they may pretend to be a relative in trouble or a seller offering a great deal. If someone pressures you to send money fast, stop and check first. Read our tips on how to avoid money transfer scams.
Send Money to Mexico for the Holidays From El Paso
At Metro Money Financial, we help you send money to Mexico quickly and safely during the holiday season. We offer Western Union money transfers at our offices on Magoffin Ave. and N. Loop Dr. in El Paso, Texas. Our bilingual team reviews your details with you, so your transfer is ready before the rush.
Visit us early in December or call +1 915 351 1658.
Frequently Asked Questions
When should I send money to Mexico for Christmas?
Ideally, send it in the first two weeks of December. This gives your family time to receive it before Christmas Eve.
Are transfers delayed on Mexican bank holidays?
Bank deposits can take longer on bank holidays, because banks in Mexico do not process them in person. Cash pickup may still be available, depending on the location’s hours.
Can I send money on Christmas Day?
It depends on our holiday hours and the receiving location. To be safe, plan your transfer a few days before.
Do I need an appointment to send money?
No. You can visit either of our El Paso offices during business hours.